Review: I've never really been good at managing my money. I've always seemed to spend more than I make, because mostly I feel I've been underpaid. Reality set in, and I realized I had to grow up and live within my budget. I overextended myself, thanks to crazy rising rents every year. I could not have both a car payment and rent, let alone credit cards. I had to do something, or I was facing living on the street. So I pulled the plug on the whole thing, and broke it off clean with my credit and filed Ch... Read More