We went to Fred through a recommendation from our mortgage broker, we just bought our first home and were very nervous (and excited) about the whole next and new chapter of our lives. Fred explained everything to us, and was very patient and understanding, even on the 586th question. We left feeling very confident and happy. Fred also pulled everything together in a very timely manner for us with no complaints (other deciding factors meant everything was extremely rushed at the end) Would recommend Fernandez Law to anybody.